What to do if a vehicle is stolen? Theft of vehicle
When a person leaves his vehicle at some place and it is not found at that place, the first thing he should do is to inform the police and file an FIR so that he can stay safe from future risks. And so that a person can get a claim from the insurance company, the first thing he has to do when his car is stolen is to get his FIR lodged. You can directly go to the police station and get the report lodged or can also get it done online. Keep a verified copy of the FIR in your hand. must keep close
What to do if a vehicle is stolen? Theft of vehicle
COMPLETE DOCUMENTS
Complete your documents – In case the vehicle is stolen, you have to complete your documents, which include your registration certificate (RC), insurance policy paper, driving license, and also keep a photocopy of it in case the vehicle is stolen and your originals. If documents are also stolen then you can use their photocopies.
What to do if a vehicle is stolen? Theft of vehicle
POLICE FIR REPORT Information – Whenever a person’s vehicle is stolen, the person should first register an FIR. He can first call the number 100 and call the police at the place from where his vehicle was stolen and later go to the police station. You can lodge a report by going to the FIR. Complaint can also be lodged online. The advantage of FIR is that whenever in future there is any misuse of your vehicle and the police investigates it, then the police can reach your house. You can get caught in the crimes committed in this. While filing FIR, you can use IPC section 379, in which the thief can be punished with 3 years imprisonment or fine or both for theft.
INFORM TO INSURANCE COMPANY
Informing the insurance company about vehicle theft – It is necessary to inform the insurance company about theft because only from the insurance company you can take claim according to the cost of your vehicle. In this, you have to inform the insurance company along with all the documents in which you You have to submit your valid driving license, insurance copy, registration certificate RC, and complaint copy of FIR along with it. If you have given your vehicle to a driver, then the driver should have a valid license, due to this deficiency, the insurance company can claim. doesn’t give
Vehicle theft has to be reported within 24 hours to 7 days and all valid documents have to be submitted within 6 months.
What to do if a vehicle is stolen? Theft of vehicle
INSURANCE CLAIM DOCUMENTS
Documents for insurance claim – Copy of Aadhar card, two photographs, copy of driving license, copy of RC of the vehicle, both keys of the vehicle, if the second key is missing then its missing complaint copy, police FIR copy, completion of loan EMI of the vehicle. But if the NOC copy, loan EMI is not complete then loan document copy, if the driver is driving, all the papers related to the driver, in case of theft of all the originals, attach the copy attested from RTO office,
What to do if a vehicle is stolen? Theft of vehicle
Measures to avoid insurance company reluctance in paying claim/deficiency:
- Report vehicle theft immediately by calling the customer care of the insurance company and taking the complaint number.
- Make sure to note down the name and mobile number of the agent by whom the complaint number has been received.
- If the agent does not come to you to collect the documents within seven days of complaining, then you should complain again.
- After giving the documents to the agent, take the document receipt.
- Keep inquiring on customer care. If the company refuses to pay the claim even after complaining, then you can file a case in the consumer court.
Inform the RTO office – Vehicle theft should also be reported in the RTO office and your FIR copy should also be attached.
Similarly, all the procedures related to vehicle theft can be completed and a claim can be taken from the insurance company on vehicle theft.